Past we’d discussed boosting the credit rating, but in this particular chapter, we are going to discuss about how you can freeze one’s credit report. Essentially a credit freeze is going to allow you to seal the accounts of yours and also make use of an individual identification number (PIN) which is recognized solely by you and also you are able to put it to use and then to thaw the credit of yours when genuine uses for recognition as well as solutions have being digested, more help and info on this at Debt Consolidation Online